How To Calculate Rmd For 2022. The new rules and life expectancy tables are in free. The below calculator calculates divisors for the uniform divisor (using your birthday), joint divisor (you and your spouse’s birthdays), and inherited divisor (your birthday and the previous owner’s date of death).

The below calculator calculates divisors for the uniform divisor (using your birthday), joint divisor (you and your spouse’s birthdays), and inherited divisor (your birthday and the previous owner’s date of death). To calculate your rmd, look up the distribution period for age 74, which is 25.5. Use one of these worksheets to calculate your required minimum distribution from your own iras, including sep iras and simple iras.